- विवरण
- फ़ायदे
- पात्रता
- अपवाद
- आवेदन प्रक्रिया
- आवश्यक दस्तावेज़
- अधिकतर पूछे जाने वाले सवाल
- स्रोत और संदर्भ
- प्रतिपुष्टि
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
पात्रता की जाँच करें
Ministry Of Finance
Atal Pension Yojana
विवरण
Focus of APY
APY Subscriber Contribution Chart -
Charges and fees and overdue interest under APY:
Raising Grievance Under APY
फ़ायदे
Upon exit on attaining 60 years
Voluntary exit (Exit before 60 Years of age):
For death before 60 years
पात्रता
Age of joining and contribution period
- The minimum age of joining APY is 18 years and maximum is 40 years.
- The age of exit and start of pension is 60 years.
- Subscriber contribution to APY shall be made through the facility of ‘auto-debit’ of the prescribed contribution amount from the savings bank account of the subscriber on monthly, quarterly or half-yearly basis.
- The subscribers are required to contribute the prescribed contribution amount from the age of joining APY till the age of 60 years.
अपवाद
आवेदन प्रक्रिया
Process 1:
- One can also open an APY account online using one's Net banking facility.
- The applicant can login into his/her internet banking account and search for APY on dashboard.
- Customer has to fill basic and Nominee details.
- Customer has to give consent for auto debit of premium from the account and submit the form.
Process 2:
Visit website “https://enps.nsdl.com/eNPS/NationalPensionSystem.html “ and select “Atal Pension Yojana”.
Select “APY Registration”
Fill the basic details in the form. One can complete KYC through 3 options –
- Offline KYC – Where one has to upload XML file of Aadhaar
- Aadhaar – Where KYC is done through OTP verification on Mobile Number register with Aadhaar
- Virtual ID – Where Aadhaar virtual ID is created for KYC
Once the basic details are filled, an acknowledgement number is generated.
- Citizen then has to fill personal details and decide the pension amount he/she wants after 60 years.
- The Citizen also has to decide the frequency of contribution for the scheme.
- Once the citizen “confirms” for personal details, he/she has to then fill nominee details.
- After submitting the personal and Nominee details, Citizen is redirected to NSDL website for eSign.
- Once Aadhaar is OTP verified, Citizen gets successfully registered in APY.
- One can also join digitally through e-APY portal or through web portal of banks providing such facility.
Visit website “https://enps.nsdl.com/eNPS/NationalPensionSystem.html “ and select “Atal Pension Yojana”.
Helpline Number - - Toll Free Helpline number for APY Scheme is 1800-110-069
आवश्यक दस्तावेज़
अधिकतर पूछे जाने वाले सवाल
When will I receive my Pension?
Age Of Start Of Pension is 60 Years.
I am a Swavalamban subscriber. Can I still, apply for APY?
Eligible Swavalamban Subscribers may be migrated to APY.
Is it required to furnish nomination while joining the scheme?
Yes.
Is there any provision of default nominee or blood relation?
If the subscriber is unmarried they can nominate any other person as nominee and they have to provide spouse details after marriage. If married, the spouse will be the default nominee. The Aadhaar details of spouse and nominees may be provided.
What will happen if the contribution gets delayed?
Subscriber will be charged overdue interest for the delayed period in case the APY contribution gets delayed beyond the due date.
How will I know the status of my contribution?
The periodical information to the subscribers regarding activation of PRAN, balance in the account, contribution credits etc. will be intimated to APY subscribers by way of SMS alerts on the registered mobile number or can be accessed through mobile/APY app launched by NSDL. The subscriber will also be receiving physical statement of account once in a financial year at their registered address.
Whether Aadhaar Number is compulsory for joining the scheme?
It is not mandatory as of now.
Whether an employee of Central/State Government or Public Sector Undertaking and/or a NPS subscriber can subscribe to APY?
APY is open to all citizens of India who have a savings bank account. The minimum age of joining APY is 18 years and maximum age is 40 years. Provided that from 1st Oct 2022, any citizen who is or has been an income tax payer, shall not be eligible to join APY.
Can I open APY Account without savings bank account?
No, the savings bank account/ post office savings bank account is mandatory for joining APY.
If I have completed 40 years, can I join Atal Pension Yojana?
A person can join APY till his/ her 40th birthday. For example, if person ‘X’ becomes 40 years old on 1st January 2023, then, he/she is eligible to join APY till 1st January 2023 and becomes ineligible from 2nd January 2023 to join the scheme.
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
शेयर
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
पात्रता की जाँच करें
Ministry Of Finance
Atal Pension Yojana
Focus of APY
APY Subscriber Contribution Chart -
Charges and fees and overdue interest under APY:
Raising Grievance Under APY
शेयर
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
