Yes, the age of the applicant should be between 18 to 55 years.

(At the time of considering the loan case of the applicant) The annual family income of the applicant (from all sources) should be less than or equal to ₹ 1,00,000/-. In case the applicant is unemployed, and intends to start his/her own business, his/her family income may not be taken into consideration.

No, in order to be eligible, the applicant should EITHER be from the Scheduled Caste category OR the applicant should be a Person with Disability (PwD).

The loanees are eligible for a subsidy of special Central Assistance @ 50% of the loan amount or ₹ 10,000/- (whichever is less).

The sources of funds shall be Share Capital Funds.

The period varies according to the kind of project with monthly, bimonthly, quarterly, or half-yearly installments with a maximum period of repayment of 15 years for land purchase cases.

Rate of Interest: Up To 50,000/- @ 5% and above ₹ 50,000/- @8%.

Yes, Penal Interest @ 5% is charged for delayed payment/ non-repayment/violation of terms and conditions of the loan.

You can find the Scheme Guidelines at this link - https://pbscfc.punjab.gov.in/?q=node/165

The Loan Application Form can be found at this link - https://pbscfc.punjab.gov.in/sites/default/files/bank_tieup_scheme_form.pdf https://pbscfc.punjab.gov.in/sites/default/files/CORPORATION-1-6%20PAGES.PDF

The full form of BPL is "Below Poverty Line".

The full form of BPL is "Person with Disability".

The objective of this scheme is to provide direct loans for the economic upliftment of the members of the Scheduled Castes and Handicapped People in the state of Punjab.

The maximum amount of loan that one can receive through this scheme is ₹ 1,00,000.

Yes, the Residential Certificate / Domicile Certificate of the State of Punjab is a mandatory document for this scheme.

This is a 100% State Funded scheme.

No, the entire application process is entirely free of cost.

No, there is no such mention in the scheme guidelines.

No, only the citizens who are permanent residents of the state of Punjab are eligible to apply.

No, this scheme only accepts offline applications.

No, there is no such mention in the scheme guidelines.

No, there is no reservation of slots based on the gender of the applicant.