- Details
- Benefits
- Eligibility
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Ministry Of Social Justice and Empowerment
Green Business Scheme
Battery Electric Vehicle
Compressed Air Vehicle
Coverage
Income Generation
Loan
Poly Houses
Solar Energy Gadgets
Details
The Green Business Scheme has been launched by the National Safai Karamcharis Finance and Development Corporation (NSFDC) to provide financial assistance in the form of loans for activities that can tackle the impacts of climate change and also be income-generating. The income-generating activities that could mitigate the Green House effect or could be classified under adaptation initiatives, would be covered under the scheme.
Indicative schemes
Battery electric vehicle(E-rickshaw), Compressed air vehicle, Solar energy gadgets, Poly houses.
Quantum of loan
90% of the Unit cost with a maximum of Rs. 2 lac. Quantum of loan shall, however, be reduced to the extent of the amount of subsidy available, if any.
Promoters’ contribution
10% of the unit cost
Benefits
Quantum of Assistance
National Safai Karamcharis Finance and Development Corporation (NSFDC) would provide need-based loans under the scheme as permissible under the NSFDC Term Loan Lending Policy, promoter contribution, and after taking into consideration the margin money being provided by Special Central Assistance (SCA), subsidies provided by other government agencies, and subsidies provided to below poverty line (BPL) beneficiaries under the Central-Sector Scheme of Special Central Assistance to the Special Component Plan, to the extent of ₹ 10,000/- or 50% of the unit cost, whichever is less.
Interest Rates
| Scheme | Unit Cost | Maximum Loan Limit up to 90% of unit Cost | Interest per Annum | Interest per Annum |
| | | | SCA/CA | Beneficiary |
| Green Business Scheme (GBS) | Up to Rs. 7.50 Lakh | Rs. 6.75 lakh | 2% | 4% |
| | Above Rs. 7.50 lakh & up to Rs. 15.00 lakh | Rs. 13.50 lakh | 3% | 6% |
| | Above Rs. 15.00 lakh & up to Rs. 30.00 lakh | Rs. 27.00 lakh | 4% | 7% |
*(1% Rebate from NSKFDC share of interest in case of Female Beneficiaries.)
Repayment
The loan under the scheme shall be repaid in quarterly installments, within a maximum period of 10 years including moratorium period of 06 months. In addition, 120 days moratorium period is allowed to SCA for fund utilization.
Eligibility
Safai Karamcharis, Scavengers, and their Dependents are eligible for the scheme.
Application Process
Offline
Online
The beneficiaries submit the loan applications to the District Offices of State Channelizing Agencies (SCAs) of NSKFDC, Branches of Regional Rural Banks (RRBs), and Nationalized Banks. The District Offices of SCAs/Branches of RRBs/Nationalised Banks send these applications after scrutiny to their Head Offices. The viability of the project proposals is being appraised by the SCAs/ RRBs/Nationalised Banks and the viable projects are sent to NSKFDC along with their recommendations.
Documents Required
- Aadhaar Card
- Driving License
- Bank Details
- Caste Certificate
- Income Certificate
- Domicile Certificate
Frequently Asked Questions
What is the interest rate offered by the scheme?
The interest rate offered by Green Business Scheme is as low as 2% per annum, only for people falling under Scheduled Castes.
What is the loan amount offered under the scheme?
The maximum loan amount offered is up to Rs. 30 lakh.
What is the repayment tenure of the laon amount?
The repayment tenure of the loan amount is 10 years, including a 6-month moratorium period.
What are the activities for which a loan under the scheme are provided?
1. Battery-electric vehicle (E-rickshaw)
2. Compressed air vehicle
3. Solar energy gadgets
4. Poly houses
What is the purpose to avail the loan amount?
For purchasing electric and compressed air vehicles, polyhouses, and solar energy products.
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You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
Something went wrong. Please try again later.
You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
It seems you have already initiated your application earlier.To know more please visit
Apply Now
Check Eligibility
Ministry Of Social Justice and Empowerment
Green Business Scheme
Battery Electric Vehicle
Compressed Air Vehicle
Coverage
Income Generation
Loan
Poly Houses
Solar Energy Gadgets
Details
Benefits
Eligibility
Application Process
Documents Required
Frequently Asked Questions
The Green Business Scheme has been launched by the National Safai Karamcharis Finance and Development Corporation (NSFDC) to provide financial assistance in the form of loans for activities that can tackle the impacts of climate change and also be income-generating. The income-generating activities that could mitigate the Green House effect or could be classified under adaptation initiatives, would be covered under the scheme.
Indicative schemes
Battery electric vehicle(E-rickshaw), Compressed air vehicle, Solar energy gadgets, Poly houses.
Quantum of loan
90% of the Unit cost with a maximum of Rs. 2 lac. Quantum of loan shall, however, be reduced to the extent of the amount of subsidy available, if any.
Promoters’ contribution
10% of the unit cost
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