The scheme was launched by the Gujarat Labour Welfare Board, under the Labour, Skill Development & Employment Department, Government of Gujarat.

The scheme offers a 3% Interest Subsidy to eligible workers.

A worker can avail a maximum loan of ₹15 lakhs or the interest subsidy of 3%, whichever is less, considering the actual bank interest on the loan taken.

The assistance amount is credited directly to the beneficiary's bank account through Direct Benefit Transfer (DBT).

Workers employed in the organized sector in Gujarat are eligible for the scheme.

Workers must have been continuously employed with the Factory/Company/Organization for at least one year.

The purchase price of the house should not exceed ₹30 lakhs to be eligible for the scheme.

The loan tenure should be 15 years or more.

Home loans should be obtained from Nationalized/Scheduled Bank/NBFC only.

Yes, applications must be submitted within one year from the date of the purchase document.

Applicants can visit the Sanman Portal at https://sanman.gujarat.gov.in/ to apply for the scheme benefits.

No, only workers employed in the organized sector in Gujarat are eligible for the scheme benefits.