- Details
- Benefits
- Eligibility
- Exclusions
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Indira Mahila Shakti Udyam Protsahan Yojana
Rajasthan
Details
Benefits
Loan Limit
- Loan amount of ₹ 50,00,000/- to individual women.
- Loan amount of Rs 1,00,00,000/- to self-help groups.
Margin Money
- A margin money of 25% of the sanctioned loan amount will be provided under the scheme. For women belonging to Scheduled Castes/Tribes, Scheduled Castes, widows, abandoned women, victims of violence and disabled women, the margin money will be 30% of the sanctioned loan amount.
- Note:
- The maximum limit of margin money will be ₹ 15,00,000/-.
- The applicant's own contribution (5% / 10% of the project proposal) will be considered for margin money.
- Land value will not be included in the project proposal. The maximum limit of loan amount payable for construction of workshop/building will be up to 20% of the sanctioned amount of the project proposal.
- The maximum limit of loan for business will be Rs. 10 lakh. Business refers to wholesale or retail purchase-sale of commercial products.
Promotion of collateral security free loans:
- As per the guidelines of the Reserve Bank of India, collateral security will not be required for loans up to Rs. 10 lakh. Loans above Rs. 10 lakh can be linked with the Credit Guarantee Trust Fund for Micro and Small Enterprises (CGTMSE). The fee amount will be borne by the beneficiary. If the applicant voluntarily wants to give collateral security on the loan, they can do so.
Eligibility
- The applicant's age should be 18 years or more.
- The applicant should be a permanent resident of Rajasthan.
- The women's self-help group or group of these groups (cluster/ federation) must be registered under any department of the state government and in case of cluster/federation of groups, it will be necessary to be registered under the Cooperative Act as per the rules.
Exclusions
- Such applicants whose family members have benefited from any other central/state employment-oriented, grant program/ scheme in the last 5 years.
- Applicants in whose family any member is a defaulter or defaulter of any financial institution/bank.
- Note:-Family means husband, wife and minor children.
- The following activities will be ineligible under the scheme:-
- Manufacture and sale of products made from meat, liquor, and intoxicants.
- Explosive substance.
- Transport vehicle, the on-road price of which is Rs 10 lakh. be more than
- Non-recyclable polythene and environmentally harmful plastic products.
- Products/activities banned by the Government of India/State Government from time to time.
Application Process
Registration
- Citizen
- Jan Aadhaar : Enter the Jan Aadhaar number, click on the ‘Next’ button,
- Select your name, the name of the head of the family and all the other members and
- Click on the ‘Send OTP’ button. Enter the ‘OTP’ and
- Click on the ‘Verify OTP’ button to Complete the registration.
- Google : Enter the Gmail ID, click on the ‘Next’ button,
- Enter the password.
- A new link appear on screen, now click on new SSO link.
- SSO id will appear on screen, now create the password.
- Enter Mobile number, click on registration.
Apply
Documents Required
- Aadhar card.
- Address proof.
- Bank account statement.
- Passport size photo.
- Mobile number.
Frequently Asked Questions
What is the objective of the scheme?
This scheme will provide loan facilities to women to establish businesses. Women and all women associated with self-help groups can take advantage of this.
Which is the implementing department of this scheme?
Women and Child Development Department of Rajasthan
What will be the age criteria?
Yes, the applicant should be 18 years or more.
How can i apply online ?
Click on this link and follow the steps https://ssoapps.rajasthan.gov.in/imsupy/Introduction.aspx
May Other State persons also apply for this scheme?
No, only Rajasthan citizens can apply for this scheme.
How much grant will be given to women for loans under the scheme?
25 to 30 percent grant will be given to women in the form of loan under IMSUPY.
Is there an application fee?
No, there an no application fee.
How do I know if a field in the application form is mandatory?
A distinctive sign “*” symbol, “mandatory” mention.
How many times the applicant can avail of the benefits of the scheme?
Only ones
What documents are required ?
1. Aadhar card. 2. Address proof. 3. Bank account statement. 4. Passport size photo. 5. Mobile number.
News and Updates
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You need to sign in before applying for schemes
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You need to sign in before applying for schemes
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It seems you have already initiated your application earlier.To know more please visit
Apply Now
Check Eligibility
Indira Mahila Shakti Udyam Protsahan Yojana
Rajasthan
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