Check Eligibility

Ministry Of Agriculture and Farmers Welfare

National Agriculture Insurance Scheme

Agriculture Subsidy
Crop Insurance
Farmers
Natural Disaster Coverage
Details
Benefits
Eligibility
Application Process
Documents Required
Frequently Asked Questions
The National Agriculture Insurance Scheme (NAIS) was introduced by the Government of India to provide comprehensive insurance coverage and financial support to farmers against crop losses due to natural calamities, pests, and diseases. The scheme promotes the stability of farm incomes and encourages farmers to adopt modern agricultural practices.

Key Features
  1. Coverage for food crops, oilseeds, and selected commercial/horticultural crops.
  2. Protection against crop loss due to natural calamities such as drought, flood, hailstorm, cyclone, pests, and diseases.
  3. Coverage for different stages of the crop life cycle:
    • Sowing/planting risk.
    • Standing crop losses.
    • Post-harvest losses (due to specified perils).
    • Losses due to localized risks like hailstorms and landslides.
  4. Subsidized premiums for small and marginal farmers.
  5. Availability of the scheme across notified areas and seasons.
  6. 
Claim Process
  • Reporting Losses: Inform the local agriculture office or insurer within 48 hours of the incident.
  • Assessment: Loss assessment will be conducted by a joint team comprising local authorities and insurance company representatives.
  • Claim Settlement: Upon verification, claims are directly transferred to the farmer’s bank account
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