- Details
- Benefits
- Eligibility
- Exclusions
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Ministry Of Micro, Small and Medium Enterprises
Prime Minister's Employment Generation Programme
Details
- To generate employment opportunities in rural as well as urban areas of the country through the setting up of new self-employment ventures/projects/micro enterprises.
- To bring together widely dispersed traditional artisans! rural and urban unemployed youth and give them self-employment opportunities to the extent possible, at their place.
- To provide continuous and sustainable employment to a large segment of traditional and prospective artisans and rural and urban unemployed youth in the country, so as to help arrest migration of rural youth to urban areas.
- To increase the wage-earning capacity of workers and artisans and contribute to an increase in the growth rate of rural and urban employment.
- At the National level, the scheme is being implemented by the Khadi and Village Industries Commission (KVIC), a statutory organization under the administrative control of the Ministry of MSME as the single nodal agency.
- At the State level, the scheme is implemented through State offices of KVIC, State Khadi and Village Industries Boards (KVIBs), District Industries Centre's (DICs), Coir Board (for coir-related activities), and Banks. The government may also involve other suitable agencies for the implementation of the scheme.
Benefits
Funds under PMEGP Scheme will be available under two major heads:
Levels of support under PMEGP
- The maximum cost of the project/unit admissible for Margin Money subsidy under the Manufacturing sector is ₹50,00,000.
- The maximum cost of the project/unit admissible for the Margin Money subsidy under the Business/Service sector is ₹20,00,000.
- The balance amount (excluding the own contribution)of the total project cost will be provided by Banks.
- If the total project cost exceeds ₹50,00,000 or ₹20,00,000 for Manufacturing and Service/Business sector respectively, the balance amount may be provided by Banks without any Government subsidy.
Eligibility
For PMEGP new enterprises (Units)
- Any individual, above 18 years of age.
- There will be no income ceiling for assistance in setting up projects under PMEGP.
- For setting up of project costing above Rs.10 lakh in the Manufacturing sector and above ₹ 5,00,000 in the Business /Service sector, the beneficiaries should possess at least VIII standard pass educational qualification.
- Assistance under the scheme is available only for new projects sanctioned specifically under the PMEGP.
- Existing Units (under PMRY, REGP, or any other scheme of the Government of India or State Government) and the units that have already availed of Government Subsidy under any other scheme of the Government of India or State Government are not eligible.
For up-gradation of existing PMEGP / REGP / MUDRA units
- Margin Money(subsidy)claimed under PMEGP has to be successfully adjusted on the completion of the lock-in period of 3 years.
- The first loan under PMEGP/REGP/MUDRA has to be successfully repaid in the stipulated time.
- The unit is profit-making with good turnover and has the potential for further growth in turnover and profit with modernization/upgrading of the technology.
Exclusions
- Existing Units (under PMRY, REGP, or any other scheme of the Government of India or State Government) and the units that have already availed of Government Subsidy under any other scheme of the Government of India or State Government are not eligible.
- Only one person from one family is eligible for obtaining financial assistance for setting up of projects under PMEGP. The 'family’ includes self and spouse.
- Any Industry/ Business connected with Meat(slaughtered), i.e., processing, canning and/or serving items made of it as food, production/Manufacturing or sale of intoxicant items like Beedi/Pan/ Cigar/Cigarette etc., any Hotel or Dhaba or sales outlet serving liquor, preparation/producing tobacco as raw materials, tapping of toddy for sale will not be allowed.
- Any Industry/Business connected with cultivation of crops/plantation like Tea, Coffee, Rubber etc. Sericulture (Cocoon rearing), Horticulture, Floriculture, Animal Husbandry will not be allowed.However, value addition under these will be allowed under PMEGP. Off Farm/Farm Linked activities in connection with sericulture, horticulture, floriculture etc. will also be allowed.
- Activities prohibited by Local Government/Authorities keeping in view environment or socio-economic factors will not be allowed .
Application Process
- Visit the official website https://www.kviconline.gov.in/pmegpeportal/pmegphome/index.jsp.
- Click on the “Apply” button under the “Application For New Unit” tab .
- Furnish all the required details on https://www.kviconline.gov.in/pmegpeportal/jsp/pmegponline.jsp and click on Save Applicant Data.
- On the next page, upload the required documents and proceed for final submission.
- Visit the official website https://www.kviconline.gov.in/pmegpeportal/pmegphome/index.jsp.
- Click on the “Apply” button under “Application For Existing Units (2nd Loan)” tab.
- Click on the Online Application tab and fill the complete form on : https://www.kviconline.gov.in/pmegpeportal/pmegpIILOAN/index.jsp.
- Complete the form and click on Next page, upload the required documents and proceed for final submission.
- Visit the official website of PMEGP Portal: https://www.kviconline.gov.in/pmegpeportal/pmegpIILOAN/applicantLogin.jsp.
- Enter your User ID and Password and click Log in.
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Documents Required
- Caste Certificate
- Special Category Certificate, wherever required
- Rural Area Certificate
- Project Report
- Education / EDP / Skill Development Training Certificate
- Any other applicable document
Frequently Asked Questions
What Is Maximum Project Cost Allowed Under PMEGP?
What Is The Component Of Project Cost?
Which Are The Financial Agencies?
How The Capital Expenditure Loan / Cash Credit Limit Be Utilized ?
Where The Beneficiary Has To Submit His/Her Application/ Project?
What Is Village Industry ?
What Is Rural Area ?
What Is Age Limit ?
What Are The Main Criteria Of Project?
Whether EDP Training Is Compulsory?
Whether Collateral Security Is Mandatory?
What Is PMEGP Scheme, And What Are Its Objectives?
Who Is Eligible To Apply For PMEGP Scheme, And What Is The Age Limit For The Applicants?
How Can I Apply For The PMEGP Scheme, And What Is The Application Procedure?
What Are The Different Types Of Projects That Can Be Set Up Under The PMEGP Scheme?
How Much Financial Assistance Can I Expect To Receive Under The PMEGP Scheme, And What Is The Repayment Period?
Can I Apply For Multiple Projects Under The PMEGP Scheme, And What Is The Maximum Limit?
What Are The Documents Required To Apply For The PMEGP Scheme?
How Long Does It Take For The PMEGP Scheme Application To Be Processed?
Can I Apply For The PMEGP Scheme For An Existing Business?
What Is The Role Of The Khadi And Village Industries Commission (KVIC) In The PMEGP Scheme?
What Is The Project Report, And How Do I Prepare It?
Can I Apply For The PMEGP Scheme Offline?
Can I Apply For The PMEGP Scheme Online?
What Are The Documents Required For The PMEGP Scheme Application?
Can I Make Changes To My PMEGP Scheme Application After Submission?
How Long Does It Take For The PMEGP Scheme Application To Be Processed?
How Will I Know If My PMEGP Scheme Application Has Been Approved?
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It seems you have already initiated your application earlier.To know more please visit
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Check Eligibility
Ministry Of Micro, Small and Medium Enterprises
Prime Minister's Employment Generation Programme
- To generate employment opportunities in rural as well as urban areas of the country through the setting up of new self-employment ventures/projects/micro enterprises.
- To bring together widely dispersed traditional artisans! rural and urban unemployed youth and give them self-employment opportunities to the extent possible, at their place.
- To provide continuous and sustainable employment to a large segment of traditional and prospective artisans and rural and urban unemployed youth in the country, so as to help arrest migration of rural youth to urban areas.
- To increase the wage-earning capacity of workers and artisans and contribute to an increase in the growth rate of rural and urban employment.
- At the National level, the scheme is being implemented by the Khadi and Village Industries Commission (KVIC), a statutory organization under the administrative control of the Ministry of MSME as the single nodal agency.
- At the State level, the scheme is implemented through State offices of KVIC, State Khadi and Village Industries Boards (KVIBs), District Industries Centre's (DICs), Coir Board (for coir-related activities), and Banks. The government may also involve other suitable agencies for the implementation of the scheme.
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