- Details
- Benefits
- Eligibility
- Exclusions
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Ministry Of Micro, Small and Medium Enterprises
PM Vishwakarma
Details
Objectives
- To enable the recognition of artisans and craftspeople as Vishwakarma making them eligible to avail all the benefits under the Scheme.
- To provide skill upgradation to hone their skills and make relevant and suitable training opportunities available to them.
- To provide support for better and modern tools to enhance their capability, productivity, and quality of products.
- To provide the intended beneficiaries easy access to collateral-free credit and reduce the cost of credit by providing interest subvention.
- To provide incentives for digital transactions to encourage the digital empowerment of these Vishwakarmas.
- To provide a platform for brand promotion and market linkages to help them access new opportunities for growth.
Implementing Agency
- The scheme is conjointly implemented by the following Ministries/Departments:
- Ministry of Micro, Small and Medium Enterprises (MoMSME).
- Ministry of Skill Development and Entrepreneurship (MSDE).
- Department of Financial Services (DFS), Ministry of Finance (MoF).
Benefits
- Recognition: Recognition as Vishwakarma through Certificate and ID Card
- Skilling:
- Skill Verification followed by 5-7 days (40 hours) of Basic Training
- Interested candidates can also enrol for 15 days (120 hours) of Advanced Training
- Training Stipend: ₹ 500 per day
- Toolkit Incentive: ₹ 15,000 grant
- Credit Support:
- Collateral-free Enterprise Development Loans: ₹ 1,00,000 (First Tranche for 18 months repayment) & ₹ 2,00,000 (Second Tranche for 30 months repayment)
- Concessional Rate of Interest: 5% to be charged from the beneficiary with an Interest Subvention cap of 8% to be paid by MoMSME
- Credit Guarantee fees to be borne by GoI
- Incentive for Digital Transaction: ₹ 1 per transaction for a maximum of up to 100 transactions (monthly)
- Marketing Support: The National Committee for Marketing (NCM) will provide services such as Quality Certification, Branding and Promotion, e-commerce Linkage, Trade Fair Advertising, Publicity and Other Marketing Activities.
NOTE: Notification to beneficiaries on disbursement of incentives will be done through SMS.
Eligibility
- The applicant should be an artisan or craftsperson working with hands and tools.
- The applicant should be engaged in an unorganized sector on a self-employment basis.
- The applicant should be engaged in one of the 18 family-based traditional trades mentioned in the scheme.
- On the date of registration for the scheme, the minimum age of the applicant should be 18 years.
- The applicant should be engaged in the concerned trade on the date of registration.
- The applicant should not have availed loans under similar credit-based schemes of the Central Government or State Government for self-employment/ business development, e.g. PMEGP, PM SVANidhi, Mudra, in the past 5 years.
- The registration and benefits under the Scheme shall be restricted to one member of the family.
Exclusions
- A person in government service and their family members shall not be eligible.
Application Process
Registration:
Application:
Verification:
Benefit Disbursal:
Documents Required
- Aadhaar,
- Mobile number,
- Bank details,
- Ration card mandatory for the registration.
Note: 1 In case of a beneficiary not having a ration card, they would be required to produce Aadhaar cards of all family members.
Note: 2 If beneficiary does not have bank account, they will be first required to open a bank account for which hand holding shall be done by the CSC.
Frequently Asked Questions
What is Pradhan Mantri Vishwakarma Scheme?
Which category of trades are covered in the scheme?
What are the key components of PM Vishwakarma?
What are the eligibility criteria of the Scheme?
How to avail benefits under the Scheme ?
Which documents are required to be provided during registration on PM Vishwakarma portal?
Which lending institutions can provide credit under the Scheme?
What is the amount of initial loan under the scheme?
When will an applicant become eligible for the second tranche of a loan under the PM Vishwakarma scheme if they have already utilized the first tranche of the loan?
Do applicant need to give any collateral to avail loan facility under this scheme?
What is the rate and amount of interest subvention in the scheme?
News and Updates
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You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
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You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
You need to sign in before applying for schemes
You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
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You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
It seems you have already initiated your application earlier.To know more please visit
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You need to sign in before applying for schemes
You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
Something went wrong. Please try again later.
You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
It seems you have already initiated your application earlier.To know more please visit
Apply Now
Check Eligibility
Ministry Of Micro, Small and Medium Enterprises
PM Vishwakarma
Objectives
- To enable the recognition of artisans and craftspeople as Vishwakarma making them eligible to avail all the benefits under the Scheme.
- To provide skill upgradation to hone their skills and make relevant and suitable training opportunities available to them.
- To provide support for better and modern tools to enhance their capability, productivity, and quality of products.
- To provide the intended beneficiaries easy access to collateral-free credit and reduce the cost of credit by providing interest subvention.
- To provide incentives for digital transactions to encourage the digital empowerment of these Vishwakarmas.
- To provide a platform for brand promotion and market linkages to help them access new opportunities for growth.
Implementing Agency
- The scheme is conjointly implemented by the following Ministries/Departments:
- Ministry of Micro, Small and Medium Enterprises (MoMSME).
- Ministry of Skill Development and Entrepreneurship (MSDE).
- Department of Financial Services (DFS), Ministry of Finance (MoF).
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News and Updates
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