All financial incentives will be deposited directly (by electronic clearing service) into the bank accounts of the beneficiary households (including accounts opened under the Pradhan Mantri Jan Dhan Yojana). No cash/cheque disbursals shall take place.

No, 50% of the incentive will be released on approval by the ULB. Remaining 50% of Central Government incentive as 2nd instalment should be released to the identified beneficiary household upon verification of physical progress of construction of the household toilet.

You can upload the picture at http://swachhbharaturban.gov.in/ihhl/writereaddata/UserManual_ToiletPhotoUpload_CSC_ULB_Applicant.pdf