- Details
- Benefits
- Eligibility
- Exclusions
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Karnataka
Shrama Shakthi Scheme
Artisans
Government Scheme For Minorities
Karnataka
Loan
Minority
Details
Under this scheme, religious minority community entrepreneurs will be trained in artistic and technical skills and provided a loan of ₹50,000/- with a 4% rate of interest, to be paid in 36 installments.
If the beneficiary repays 50% of the loan within 36 months, the remaining 50% of the loan would be considered a back-end subsidy.
If the beneficiary fails to repay the loan within 36 months, 50% of the backend subsidy will be considered as a loan.
The beneficiaries will be selected by a Selection Panel.
The Selection Panel which selects the beneficiary consists of
- Concerned Deputy Commissioner of the District – Chairman
- Chief Executive Officer of the Zilla Panchayat – Vice-Chairman
- Lead Bank Manager of the concerned District – Member
- Concerned District Regional Transport Officer – Member
- District Officer of the concerned District, Department of Minority Welfare- Member
- District Manager of KMDC in the concerned district - Member Secretary
The following are the eligibility criteria for this scheme:
- The age limit of the applicant should be between 18 and 55 years.
- The applicant must be a permanent resident of the State.
- Applicants must belong to State Religious Minority Community.
- Family income from all sources should be within ₹3.50 lakh per annum.
- An applicant or his/her family members should not have availed benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.
- No member of the applicant's family should be an employee of the State/Central/ Government Public Sector Units.
- The applicant shall not be a loan defaulter in KMDC.
The application process has 2 parts, first it has to be done online and then the application further proceeds through offline channel.
Step 01: First go to the official website, and fill out the application form.
Step 02:Print the application form.
Step 03:Submit this application form along with other relevant documents to the Selection Panel of your concerned district.
Step 04: After the approval of the Selection Panel, Subsidy will be transferred to your bank account.
Benefits
- Under this scheme, a loan of ₹50,000 will be given to persons belonging to religious minority communities.
- Under this scheme, religious minority community entrepreneurs will be trained in artistic and technical skills.
Eligibility
- The age limit of the applicant should be between 18 and 55 years.
- The applicant must be a permanent resident of the State.
- Applicants must belong to State Religious Minority Community.
- Family income from all sources should be within Rs. 3.50 lakh per annum.
- An applicant or his/her family members should not have availed benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.
Exclusions
- No member of the applicant's family should be an employee of the State/Central/ Government Public Sector Units.
- The applicant shall not be a loan defaulter in KMDC.
Application Process
Online
Step 01: First go to the official website, and fill out the application form.
Step 02:Print the application form.
Step 03:Submit this application form along with other relevant documents to the Selection Panel of your concerned district.
Step 04: After the approval of the Selection Panel, Subsidy will be transferred to your bank account.
Documents Required
- Print out of the completely filled online application form
- Beneficiary's latest 2 passport size photos
- Caste and income certificate
- Copy of the Aadhaar card
- Project report of the business
- Copy of the Bank Passbook
- Self-Declaration Form
- Self-Declaration Form from Surety
Frequently Asked Questions
Who will get the benefits under Shrama Shakthi Scheme?
People belonging to State Religious Minority Community of Karnataka will be able to get the benefits from this scheme.
What is the amount of Loan money that a person can get under this scheme?
Under this scheme, a loan of ₹50,000 will be given to persons belonging to religious minority communities.
Is there any provision for training under this scheme?
Yes, training will be given to religious minority community entrepreneurs.
What type of training will be given under this scheme?
Training will be given to beneficiaries for enhancing their artistic and technical skills.
What is the rate of interest on the loan given?
The rate of interest will be 4% for the loan amount.
Who should apply for this scheme?
Only residents of Karnataka State who belong to religious minority community are eligible to apply for this scheme.
What is the age limit required to apply for this scheme?
The age limit should be between 18 to 55 years.
What should be the annual family income of the applicant?
It should be below or equal to ₹3,50,000/-
Can government employees apply to get benefits from this scheme?
No, A person whose family member is an employee of the State/Central/ Government Public Sector Units.
What is the application process for this scheme?
Under this scheme, first step is to fill the online application, and after submission, the print out of this application is to be submitted to the Selection Panel of your concerned district along with other documents.
What documents are required to apply under this scheme?
The print out of online application form along with Beneficiary's latest 2 passport size photos, Caste and income certificate, Copy of Aadhaar card, Project report of the business, Copy of Bank Passbook, Self-Declaration Form, Self-Declaration Form from Surety will be submitted to the selection panel.
From where can I get Self- Declaration Form, Self- Declaration Form from Surety, and Caste Certificate?
The links to download these documents are as follows –
Self- Declaration Form - https://kmdconline.karnataka.gov.in/API/ProjectFiles/DocumentTypes/Self-Declaration-Applicant1.pdf
Self- Declaration Form from Surety - https://kmdconline.karnataka.gov.in/API/ProjectFiles/DocumentTypes/Self-Declaration-Surety1.pdf
Caste Certificate – https://sevasindhu.karnataka.gov.in/Category/Caste%20Certificate.html
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You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
Something went wrong. Please try again later.
You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
You need to sign in before applying for schemes
You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
Something went wrong. Please try again later.
You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
It seems you have already initiated your application earlier.To know more please visit
Apply Now
You need to sign in before applying for schemes
You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
Something went wrong. Please try again later.
You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
It seems you have already initiated your application earlier.To know more please visit
Apply Now
Check Eligibility
Karnataka
Shrama Shakthi Scheme
Artisans
Government Scheme For Minorities
Karnataka
Loan
Minority
Details
Benefits
Eligibility
Exclusions
Application Process
Documents Required
Frequently Asked Questions
Under this scheme, religious minority community entrepreneurs will be trained in artistic and technical skills and provided a loan of ₹50,000/- with a 4% rate of interest, to be paid in 36 installments.
If the beneficiary repays 50% of the loan within 36 months, the remaining 50% of the loan would be considered a back-end subsidy.
If the beneficiary fails to repay the loan within 36 months, 50% of the backend subsidy will be considered as a loan.
The beneficiaries will be selected by a Selection Panel.
The Selection Panel which selects the beneficiary consists of
- Concerned Deputy Commissioner of the District – Chairman
- Chief Executive Officer of the Zilla Panchayat – Vice-Chairman
- Lead Bank Manager of the concerned District – Member
- Concerned District Regional Transport Officer – Member
- District Officer of the concerned District, Department of Minority Welfare- Member
- District Manager of KMDC in the concerned district - Member Secretary
The following are the eligibility criteria for this scheme:
- The age limit of the applicant should be between 18 and 55 years.
- The applicant must be a permanent resident of the State.
- Applicants must belong to State Religious Minority Community.
- Family income from all sources should be within ₹3.50 lakh per annum.
- An applicant or his/her family members should not have availed benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.
- No member of the applicant's family should be an employee of the State/Central/ Government Public Sector Units.
- The applicant shall not be a loan defaulter in KMDC.
The application process has 2 parts, first it has to be done online and then the application further proceeds through offline channel.
Step 01: First go to the official website, and fill out the application form.
Step 02:Print the application form.
Step 03:Submit this application form along with other relevant documents to the Selection Panel of your concerned district.
Step 04: After the approval of the Selection Panel, Subsidy will be transferred to your bank account.
Was this helpful?
Share
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