- Details
- Benefits
- Eligibility
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Haryana
Term Loan Scheme- Credit Line 2 for Minority Community
Credit Line
Employment
Minority Community
Term Loan
Details
The scheme "Term Loan Scheme- Credit Line 2 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans of up to ₹30,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability. This applies to those with an annual family income between ₹98,001/- and ₹8,00,000/- in rural areas and ₹1,20,001/- and ₹8,00,000/- in urban areas. Applicants must be permanent residents of Haryana and belong to minority communities, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
Benefits
- Under the scheme, Nigam provides loans of up to ₹30,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.
Eligibility
- The applicant should be a permanent resident of Haryana.
- The applicant should be between 18 and 55 years of age.
- The annual family income of the applicant should be between ₹98,001/- and ₹8,00,000/- in rural areas and between ₹1,20,001/- and ₹8,00,000/- in urban areas.
- The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
- The applicant should have a Parivar Pehchan Patra (PPP ID).
Application Process
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Documents Required
- Identity/Citizenship proof i.e. Aadhaar Card
- Proof of age
- Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
- Caste/Religion Proof
- Parivar Pehchan Patra (PPP ID)
- Copy of PAN Card
- Passport-size photograph of the applicant
- Bank account details
- Any other documents as required
Frequently Asked Questions
What is the maximum loan amount one can avail under this scheme?
Applicants can avail loans up to ₹30,00,000/-.
Which minority communities are covered under this scheme?
The scheme covers Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
What is the age limit for applicants of this scheme?
Applicants should be between 18 and 55 years of age.
What is the income criteria for rural applicants?
Rural applicants should have an annual family income between ₹98,001/- and ₹8,00,000/-.
What is the income criteria for urban applicants?
Urban applicants should have an annual family income between ₹1,20,001/- and ₹8,00,000/-.
Is it mandatory for applicants to have a Parivar Pehchan Patra (PPP ID)?
Yes, applicants must have a Parivar Pehchan Patra (PPP ID).
How can eligible applicants apply for the loan?
Applicants can apply online through the Antyodaya-SARAL Portal at https://saralharyana.gov.in/.
Is there an offline application process for this scheme?
No, applications are accepted only through the Antyodaya-SARAL Portal.
Can applicants track their application status?
Yes, applicants can track their application status through the Official Antyodaya-SARAL Portal at https://status.saralharyana.nic.in/.
Can non-residents of Haryana apply for this scheme?
No, only permanent residents of Haryana are eligible to apply.
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You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
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You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
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You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
It seems you have already initiated your application earlier.To know more please visit
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You need to sign in before applying for schemes
You're being redirected to an external website. By proceeding, your details will be shared with the relevant department.
Your mobile number will be shared with Jan Samarth and you will be redirected to external website.
Something went wrong. Please try again later.
You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
It seems you have already initiated your application earlier.To know more please visit
Apply Now
Check Eligibility
Haryana
Term Loan Scheme- Credit Line 2 for Minority Community
Credit Line
Employment
Minority Community
Term Loan
Details
Benefits
Eligibility
Application Process
Documents Required
Frequently Asked Questions
The scheme "Term Loan Scheme- Credit Line 2 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans of up to ₹30,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability. This applies to those with an annual family income between ₹98,001/- and ₹8,00,000/- in rural areas and ₹1,20,001/- and ₹8,00,000/- in urban areas. Applicants must be permanent residents of Haryana and belong to minority communities, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
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