A maximum amount of ₹10,000,00/- loan can be availed at 4% simple rate of interest per annum, after interest subvention.

Amount of loan to meet the expenses for course fee including tution fee and any other amount payable to the Institution will be remitted directly to the bank account of the concerned institution.

Amount of loan to meet the expenses for meeting the non-institutional expenses including living cost will be remitted to the registered bank account of the student.

Yes, the applying student should not be aged more than 40 (forty)years at the time of applying for loan.

Yes, students enrolled in integrated UG/PG courses are eligible to apply under Student Credit Card(SCC) scheme.

Yes, research scholars or research associates or a student pursuing post-doctoral research studies are eligible to apply for Student Credit Card(SCC) scheme.

Yes, students can apply anytime during the tenure of the course

Visit www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in and click on “STUDENT CREDIT CARD” tab or Log in to https://wbscc.wb.gov.in

Only color photograph is required to be uploaded.

No, Student can get the loan also for Institutions Outside India.