Question 1

What is myScheme?

Accepted Answer

myScheme is an e-Marketplace for Govt. schemes and services. Using myScheme you can find various government schemes, check your eligibility, and apply for the schemes.

Question 2

How myScheme will help common citizens?

Accepted Answer

myScheme will reduce the time and effort of citizens in searching for appropriate government schemes.The easy user interface of myScheme helps common people a lot in discovering and applying for schemes.

Question 3

Can I apply for the schemes through myScheme?

Accepted Answer

For now, the platform shall direct you to the application page of the scheme of your choice.It is envisaged that in the upcoming phases, myScheme shall have the feature to apply for schemes / services from within the platform/ app.

Question 4

How does myScheme work? How do I check for my eligibility through myScheme ?

Question 5

What all information about a particular scheme can I find on myScheme ?

Accepted Answer

myScheme provides details on the eligibility criteria, application process, and benefits being offered under that scheme. myScheme also answers the Frequently Asked Questions(FAQs) about the scheme.

Question 6

What are the broad sectors across which the schemes are available in myScheme ?

Accepted Answer

In myScheme, schemes & services are available across a wide range of sectors such as Agriculture, Rural & Environment, Business & Entrepreneurship, Education & Learning, Health & Wellness, Housing & Shelter, Banking, Financial Services & Insurance, Public Safety, Law & Justice, Science, IT & Communication, Skills & Employment, Social welfare & Empowerment, Sports & Culture, Tax & Revenue, Transport & Infrastructure, Travel & Tourism, Utility & Sanitation.

Question 7

Does the myScheme platform provide multilingual support?

Accepted Answer

Yes, currently the platform content is available in two languages i.e., Hindi & English. Content in other Indian languages will also be provided soon.

Question 8

Does myScheme showcase Central as well as State - specific schemes ?

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. State schemes will also be onboarded soon.

Question 9

I could not find a scheme XYZ on the myScheme platform.

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. Many more schemes will be added soon. You may leave your suggestion in the feedback sectionfor the same.

Question 10

I found some errors in the content of the schemes.

Accepted Answer

In case of any issue in the content, please refer to the English version and if the issue is found there also please refer to respective Ministry's portal. You may also send email to support-myscheme[at]digitalindia[dot]gov[dot]in

Question 11

I want to explore the schemes under which Legal Assistance is provided to the citizens.Would it be possible through myScheme?

Accepted Answer

Yes, the “Tags” feature of myScheme empowers the citizen to explore the schemes based on the type and the extent of the benefits provided.

Question 12

I want to apply for a specific scheme but I need to know the documents that I am needed to provide to apply.Can I find this information in myScheme?

Accepted Answer

Yes, myScheme provides the complete list of the required documents for all the schemes.

Question 13

What is the objective of this scheme?

Accepted Answer

The scheme offers loans up to ₹10,00,000/- for housing, house construction, and repair/extension purposes, at a 12% interest rate to provide financial aid to citizens for housing needs.

Question 14

What is the maximum loan amount a person can get?

Accepted Answer

The maximum loan amount under this scheme is ₹10,00,000/-.

Question 15

What is the rate of interest applicable for the loan?

Accepted Answer

The interest rate for the loan is 12%, although it may change based on market conditions.

Question 16

What purposes does the loan cover?

Accepted Answer

The loan can be used for housing construction, repairs, or extensions.

Question 17

Who is eligible to apply for this loan?

Accepted Answer

Any resident of the state can apply for the loan.

Question 18

Where should one apply for the loan?

Accepted Answer

Applicants can apply for the loan at any District Central Cooperative Bank (DCCB) branch.

Question 19

Is there an age limit for applying for the loan?

Accepted Answer

No specific age limit has been mentioned for loan applicants.

Question 20

Is the interest rate fixed or subject to change?

Accepted Answer

The current interest rate is 12%, but it is subject to change depending on market conditions.

Question 21

Is the loan available to all communities?

Accepted Answer

Yes, the loan is available to all citizens regardless of community.

Question 22

What is the repayment period for the loan?

Accepted Answer

The repayment tenure is determined by the bank based on the loan agreement with the borrower.

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Check Eligibility

District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Tamil Nadu

Details

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District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Tamil Nadu

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Check Eligibility

District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Tamil Nadu

Details

Benefits

Eligibility

Application Process

Documents Required

Frequently Asked Questions

Sources And References

News and Updates

Share

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You need to sign in before applying for schemesCancelSign InSomething went wrong. Please try again later.OkIt seems you have already initiated your application earlier.To know more please visit CancelApply Now

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District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Tamil Nadu

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News and Updates

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