Question 1

What is myScheme?

Accepted Answer

myScheme is an e-Marketplace for Govt. schemes and services. Using myScheme you can find various government schemes, check your eligibility, and apply for the schemes.

Question 2

How myScheme will help common citizens?

Accepted Answer

myScheme will reduce the time and effort of citizens in searching for appropriate government schemes.The easy user interface of myScheme helps common people a lot in discovering and applying for schemes.

Question 3

Can I apply for the schemes through myScheme?

Accepted Answer

For now, the platform shall direct you to the application page of the scheme of your choice.It is envisaged that in the upcoming phases, myScheme shall have the feature to apply for schemes / services from within the platform/ app.

Question 4

How does myScheme work? How do I check for my eligibility through myScheme ?

Question 5

What all information about a particular scheme can I find on myScheme ?

Accepted Answer

myScheme provides details on the eligibility criteria, application process, and benefits being offered under that scheme. myScheme also answers the Frequently Asked Questions(FAQs) about the scheme.

Question 6

What are the broad sectors across which the schemes are available in myScheme ?

Accepted Answer

In myScheme, schemes & services are available across a wide range of sectors such as Agriculture, Rural & Environment, Business & Entrepreneurship, Education & Learning, Health & Wellness, Housing & Shelter, Banking, Financial Services & Insurance, Public Safety, Law & Justice, Science, IT & Communication, Skills & Employment, Social welfare & Empowerment, Sports & Culture, Tax & Revenue, Transport & Infrastructure, Travel & Tourism, Utility & Sanitation.

Question 7

Does the myScheme platform provide multilingual support?

Accepted Answer

Yes, currently the platform content is available in two languages i.e., Hindi & English. Content in other Indian languages will also be provided soon.

Question 8

Does myScheme showcase Central as well as State - specific schemes ?

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. State schemes will also be onboarded soon.

Question 9

I could not find a scheme XYZ on the myScheme platform.

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. Many more schemes will be added soon. You may leave your suggestion in the feedback sectionfor the same.

Question 10

I found some errors in the content of the schemes.

Accepted Answer

In case of any issue in the content, please refer to the English version and if the issue is found there also please refer to respective Ministry's portal. You may also send email to support-myscheme[at]digitalindia[dot]gov[dot]in

Question 11

I want to explore the schemes under which Legal Assistance is provided to the citizens.Would it be possible through myScheme?

Accepted Answer

Yes, the “Tags” feature of myScheme empowers the citizen to explore the schemes based on the type and the extent of the benefits provided.

Question 12

I want to apply for a specific scheme but I need to know the documents that I am needed to provide to apply.Can I find this information in myScheme?

Accepted Answer

Yes, myScheme provides the complete list of the required documents for all the schemes.

Question 13

Which minority communities are eligible for this scheme?

Accepted Answer

Eligible communities include Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains as notified by the Government of India.

Question 14

What is the maximum loan amount provided under this scheme for studies in India?

Accepted Answer

The maximum loan amount provided for studies in India is ₹20,00,000/-.

Question 15

What is the maximum loan amount provided for studies abroad?

Accepted Answer

The maximum loan amount for studies abroad is ₹30,00,000/-.

Question 16

What is the interest rate for the education loans under this scheme?

Accepted Answer

The interest rate for the education loans is 3%.

Question 17

Who is eligible to apply for this scheme?

Accepted Answer

Permanent residents of Haryana, aged between 16 and 32 years, belonging to the specified minority communities, with an annual family income not exceeding ₹98,000/- (rural) and ₹1,20,000/- (urban), and meeting the educational qualifications are eligible.

Question 18

What are the income criteria for applicants from rural areas?

Accepted Answer

The annual family income should not exceed ₹98,000/- for applicants from rural areas.

Question 19

What are the income criteria for applicants from urban areas?

Accepted Answer

The annual family income should not exceed ₹1,20,000/- for applicants from urban areas.

Question 20

Is there an age limit for applicants?

Accepted Answer

Yes, applicants must be between 16 and 32 years old.

Question 21

What educational qualifications are required to apply for this loan?

Accepted Answer

Applicants must have secured a minimum of 50% marks in the qualifying exam and must have obtained admission to a professional or technical course approved by relevant agencies such as AICTE, Medical Council of India, UGC, etc.

Question 22

How can applicants apply for this loan scheme?

Accepted Answer

Eligible applicants can apply online through the Official Antyodaya-SARAL Portal: https://saralharyana.gov.in/

Question 23

Can applicants track their application status?

Accepted Answer

Yes, applicants can track their application status on the Antyodaya-SARAL Portal by entering the Department Name, Scheme Name, and Application Reference ID. https://status.saralharyana.nic.in/

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Education Loan Scheme- Credit Line 1 for Minority Community

Haryana

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Haryana

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Education Loan Scheme- Credit Line 1 for Minority Community

Haryana

Details

Benefits

Eligibility

Application Process

Documents Required

Frequently Asked Questions

Sources And References

News and Updates

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Education Loan Scheme- Credit Line 1 for Minority Community

Haryana

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