- Details
- Benefits
- Eligibility
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
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Mahila Samridhi Yojana under NSKFDC- Haryana
Haryana
Details
Benefits
- The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹1,00,000/- per beneficiary/unit for various economic development activities.
- The Corporation provides margin money @ 10% of the project cost.
- The corporation provides a subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-).
Interest criteria for the loan amount recoverable by HSFDC:
| Upto Amount(₹) | Interest % P.A. | Penal Interest % P.A. |
| 100000 | 4 | 4 |
| Interest Starts on | Penalty Start After | Principal Recovery Starts After | Installment Starts After | Installment Period |
| Same Day | 30 Days | 120 Days | 120 Days |
Eligibility
- The applicant should be a permanent resident of Haryana.
- The applicant should be a female.
- The applicant's age should be between 18 and 55 years.
- There is no income limit.
- The applicant should be either a woman Safai Karamchari or a dependent daughter of Safai Karamchari.
Application Process
Registration Process on Haryana Scheduled Castes Finance and Development Corporation:
Registration Process on Antyodaya-SARAL Portal:
Note: The loan applications so received are scrutinized and got verified by the District Managers concerned to ascertain the genuineness of the beneficiaries. Thereafter, cases of eligible applicants are sent to NSKFDC for sanction of loan. After the sanction of the loan by NSKFDC. The requisite sanction is issued for grant of loan to the beneficiaries concerned.
Documents Required
Frequently Asked Questions
Who implements the Mahila Samridhi Yojana?
The scheme is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Safai Karamcharis Finance & Development Corporation (NSKFDC).
What is the maximum loan amount provided under this scheme?
The maximum loan amount provided under this scheme is ₹1,00,000/-.
What types of self-employment initiatives are eligible for this loan?
Eligible self-employment initiatives include cloth shops, dairies, tea shops, bangle shops, beauty parlours, papad making, basketry, tailoring shops, and similar activities.
What is the margin money contribution by the Corporation?
The Corporation contributes margin money amounting to 10% of the project cost.
Is there any subsidy provided under this scheme?
Yes, the Corporation provides a subsidy of 50% of the total project cost, with a maximum amount of ₹10,000.
Who is eligible for the subsidy?
The subsidy is provided only to beneficiaries living below the poverty line.
What are the eligibility criteria for applying to this scheme?
The applicant should be a permanent resident of Haryana, female, aged between 18 and 55 years, and either a Safai Karamchari or a dependent of one. There is no income limit.
Who qualifies as a permanent Safai Karamchari?
A permanent Safai Karamchari is a person engaged in or employed for any sanitation work, including their dependents.
Is there an income limit for applying to this scheme?
No, there is no income limit for applying to this scheme.
Can male dependents of Safai Karamcharis apply for this scheme?
No, the scheme is exclusively for female Safai Karamcharis or their female dependents.
How can one apply for this scheme?
Applicants can apply online through the official portal Antyodaya-SARAL Portal or the official website of NSFDC.
What happens after the loan application is submitted?
The loan applications are scrutinized and verified by District Managers, and eligible cases are sent to NSKFDC for loan sanction. Once sanctioned, the requisite amount is disbursed to the beneficiaries.
Can the loan be used for any type of business?
The loan can be used for specific self-employment initiatives approved under the scheme, such as cloth shops, dairies, tea shops, etc.
News and Updates
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Mahila Samridhi Yojana under NSKFDC- Haryana
Haryana
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